Helpful Information

After a heart and or lung transplant transplant it is sometimes difficult to find an insurance company who will not only cover you, but do so at a reasonable price.   We have built up a database of companies who offer cover and have all been recommended by our members.  

It is worth pointing out that the BHLTA has no connection with any of the insurance companies listed below.   We are not endorsing any company or their products .   We simply give the information so that it may help you find the insurance cover for your needs.

We look forward to hearing of other companies so we can add them to our database for everyone's benefit.

Manor Insurance, recommended by Janet Long, Graham Marsh & Ellie Irwin.

A personal message from Ian Mantel who is a director of Manor Insurance:-

"I formed the business in 1990 and we retain a family feel (or so I like to think). We deal with three different insurers for persons with pre-existing medical conditions. Our upper age limit for annual policies is 85 and for single trip cover 110. We offer long stay cover as well, up to 18 months away for under 65year olds dropping down to no more than 4 months away for those aged 75 plus.

Johnnie Walker mentioned us on his BBC Radio 2 programme and we have also been highlighted on BBC2 Working Lunch.  

Customers of ours took the time to write to the BBC One Show recently after they did a piece on travelling with medical conditions."

Tel No:   01424 718790

Email: insure@manorinsurance.co.uk

Link to Website:   www.manorinsurance.co.uk

Endsleigh Insurance Services Ltd - 0800 3285366
Highly recommended by Graham Marsh, Brian Wood, Linda Holden Tony Armstrong and recently David Lyth.

Dial the free phone number above and if you can answer 3 medical questions you will receive cover.

Link to website - Endsleigh Insurance

To find your nearest insurance broker who will offer independent advice, contact the British Insurance Broker's Association.

Tel:  0870 9501790
Link to website:   BIBA

Essential Travel have contacted us and requested a listing on our website.

Brad Conlin is your contact and he says, "Essential Travel's pre existing medical conditions insurance offers you full protection for a wide range of  medical conditions
meaning you can enjoy your holiday knowing you're covered".

Tel No:      0845 8035434
Website:   Essential Travel Ltd

Pre existing medical conditions insurance
                  
If you have any feedback please let us know.

Freedom Insurance Services limited have contacted us and asked to be listed on our website.   They specialise in insurance for people with existing medical conditions and tell us they are currently working closely with many PCT's and Hospital Trusts.
The Sunday Times also recommended them on 18th May 2008.

Tel:   0870 7743760
Tel:   01223 454290
Link to website - freedom insurance

Any feedback would be most welcome.
 

Travelbility have been in touch and have asked to be added to our list of insurers:
They say, "We have recently relaunched our Travelbility website offering travel insurance for the disabled or those with pre-existing medical conditions and their carers.  We think this service would be of great interest to your members and visitors to your website."

Tel:   0845 3381638
Website:   Travelbility

Feedback is always appreciated. 

RAC Insurance - James Baxter from the Harefield Hamsters uses the RAC and takes out annual travel cover with them.  

Give them a try.

Website:   RAC Insurance

Ace Insurance - 0800 0282396
recommended by Laura Houraghan (Freeman).
Laura has had a transplant and also suffers from cystic fibrosis.

Maggie Gambrill a heart transplant recipient from Papworth has also used this company and kindly provided the contact telephone number.

Website:   Ace Travel Insurance

Over 75?    Pre-existing medical condition?   Extended stay?
The Sunday times recommended this company on 26th December 2009:

World First
0845 9080161

The Sunday Times - recommended the following insurance brokers on 20th May 2008 for those with existing medical conditions:-

Free Spirit  
0845 2305000

Freedom
01223 454290

It's So Easy
0845 2224205

The companies below were previously recommended by the Sunday Times:-
 

For the over 65's.....try the following.....

InsureForAll
0845 8800694

InsureForAll contacted us and asked to be included in our list of insurers which we are happy to do.   They assure me that not only do they specialise in over 65's but cover pre existing medical conditions too.   If you give them a try, any feedback would be useful.

Age Concern
0845 6003348

Saga
0800 0158055

Post Office
0800 2942292

Free Spirit  
0845 2305000

World First
0845 9080161

The following insurance companies are listed as 'sympathetic' on the British Heart Foundation Website.   If you give them a try and find that they do not cover transplant recipients - please let me know and I will delete them from our list.
 

Send mail to graham@bhlta.org.uk with questions or comments about this web site.
Copyright © 2008 British Heart & Lung Transplant Association
Last modified: 04-12-2008